Keyman Protector Plan

24-Hour Accidental Death & Disablement Insurance

SCOPE OF COVERAGE

The plan offers full-time 24 hours, 365 day-a-year, worldwide protection against accident which an Insured Person may be exposed in the course of activities related to business or pleasure, whether on or off-the-job, occurring in the house or while traveling. Coverage includes but not restricted to flying as passenger (not as crew member) in any commercial airline, on any regular schedule, non-scheduled, chartered flight or any military transport operated by any government authority.

BENEFITS

1. Accidental Death and Permanent Disablement – The amount of coverage for each person is called the Principal Sum. When injury results in any of the following loss to an insured Person within 180 days after the date of accident, the plan will pay indicated amount of the Principal Sum selected for accident loss.

   Life due Accident	100%
   Sight of Both Eyes hands or Both feet	100%
   One Hand and One foot	100%
   Hand or Foot and Sight of One Eye	100%
   Hand or Foot or Sight of One Eye	100%
   Thumb and Index Finger	100%

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2. Unprovoked Murder and Assault – coverage of 50% to the limits of the principal sum in case of unprovoked murder & assault death.
3. Accident Medical Reimbursement – Pays for all actual medical expenses incurred for treatment of accidental injury sustained within 52 weeks from the date of accident.
4. Accident Burial Benefit – Pays for all actual burial expenses incurred up to the indicated limit following accidental death of the insured and within 180 days after the date of the accident.

SCHEDULE OF BENEFITS & PREMIUM

For Individual under Occupational Class 1 – Strictly non-hazardous occupations; cooperative officers pure White collar Example: clerk, secretary, doctor, dentist, executives, teachers.